You realize that someone close to you has no respect for you. They have a complete mis-impression of your career, capped with a certainty that you have never worked and are not "good" with money. You are horrified, not only because these allegations are simply false. But by the fact that it is your own failure to have communicated your successes, your steady and energetic work. Thus, it is not your detractor's fault that she believes completely false things, but yours, for having failed to share the details of your life with those around you. And now it is too late. It is too complicated. There is water under the bridge. Huge.
How often is it too late? When is "starting" just completely over?